Personal Finance

The 50/20/30 Rule and How to Do Better (Part 1: Tracking)

In one of my earlier posts, I discussed the 50/20/30 Rule and why we must do better. I will continue to build on that post by expanding on the steps to do this. I'm a restoration ecologist. I live in my truck. Why would any of my financial advice be relevant? My financial cred is… Continue reading The 50/20/30 Rule and How to Do Better (Part 1: Tracking)

Personal Finance

My Irresponsibility Fund

As frugal as I am, I still end up wasting large chunks of money every year. Contemporary advice about personal finance recognizes that everybody has a Latte Factor and encourages people to identify and eliminate it. They ask, what's your Latte Factor? In other words, what is something that you mindlessly spend money or energy… Continue reading My Irresponsibility Fund